Skip-A-Pay

October 6 – November 23, 2025

Operation Skip-A-Pay: Activated

Take a break from your loan payment this holiday season with our popular Skip-A-Pay program! Pay a small fee and skip your December 2025 payment on all eligible loans.*

Skip-A-Pay

Skip-A-Pay will be available from October 6 through November 23, 2025.

The fee to skip your payment is $30 per loan. Applications must be submitted online only.

Eligibility Requirements

To qualify for Skip-A-Pay, you must:

  • Be a member in good standing.
  • Be current on all loans and credit cards with National Police Federal Credit Union.
  • Have an original loan term of 13 months or greater.
  • Have one or more qualifying loans: New/Used Auto, Motorcycle, Boat, Share Secured, Pledge Shares, Title, and/or Signature Loans.
  • Submit a completed application through our website. (No faxed, phoned, mailed, or in-person applications will be accepted.)
  • Have a valid email address.

To Qualify

Your loan must be current and paid on time. Payments made during the delinquent grace period will not qualify for Skip-A-Pay.

Upon Skip-A-Pay approval, you must cancel or postpone any automatic payments scheduled for December 2025.

You are responsible for stopping electronic payments made or scheduled via online banking or through another financial institution.

Please be sure your payments restart on time after the Skip-A-Pay period.

Application Deadline

Activate your Skip-A-Pay mission and make your holiday season a little brighter!

All applications must be submitted by 11:59 P.M. CDT on November 23rd, 2025.

Please return to this page on October 6, 2025, to apply for a Skip-A-Pay program.

If you are having issues applying for Skip-A-Pay, please contact us at sap@cpdfcu.com

*Eligible loans include New or Used Auto, Motorcycle, Boat, Share Secured, Pledge Share, Title, and/or Signature Loans. The following loans are not eligible: Home Equity, Mortgages, Heavy Equipment, RV, Visa, Overdraft Protection, 10-1, Student, Tuition, Credit Builder, Short-Term Signature, Signature Revolving, Member Business Loans, any loan with an original term of 12 months or less, and any loan approved for Skip-A-Pay which has been refinanced before the payment is skipped.

Only the December 2025 loan payment may be skipped. The finance charge on your loan will continue to accrue and the term of your loan will be extended by one month. The $30 fee will be added to your total loan balance. Additional restrictions may apply.

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Operation Skip-A-Pay Activated: Skip your December loan payment. Apply by Nov 23 at 11:59 PM CT. Learn More.