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Home Loans

Use your greatest asset to receive a low-rate loan for almost any purpose: home improvement, bill consolidation, college tuition, and more. Plus, a Home Equity Loan may be 100% tax deductible (contact your tax advisor for details).

Current Rates

Home Equity Loan

National Police Federal Credit Union now offers a fixed rate, fixed term Home Equity Loan which is perfect if you know you need to borrow a set dollar amount and will not need to draw additional funds from the loan.

  • Fixed rate and fixed term
  • Borrow up to 90% of the value of your home
  • Qualifies toward End of Watch Loan Protection

Home Equity Line of Credit

You can now take a loan advance on your Home Equity Line of Credit with no minimum dollar amount. Simply transfer funds from the line to your checking or savings account via online banking, or with audio teller.

  • Variable rate tied to the prime rate and adjusted periodically
  • Borrow up to 90% of the value of your home
  • Qualifies toward End of Watch Loan Protection

Contact a Lending professional to begin your application

Email: realestate@nationalpolicefcu.com

Contact:  Jose A. Cruz or call 312-499-8886
or Valerie Figueroa at 312-499-8817

For servicing on your current loan, please email: Real Estate Servicing

Great Offers from National
Police Federal Credit Union®

For one day only on Friday, January 23, 2026 (1/23), we’ll cover the $10 initial membership deposit for everyone who is eligible to become a member.
Learn More
Joining is as easy as 1-2-3!
Joining is as easy as 1-2-3!
Created for First Responders Who Are Second to None!
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Police Mortgage
Police Mortgage
Protect Yourself Now!
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Officer Privacy
Officer Privacy
A Special Debt Cancellation Benefit.
Learn More
End of Watch Loan Protection
End of Watch Loan Protection
Available Now!
Learn More
Mobile Deposit
Mobile Deposit
Arm Yourself with Benefits!
Learn More
High Caliber Program
High Caliber Program

Online Banking

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Debit Card Update
Your new tap-to-pay debit card is arriving soon and will replace your current card.
Delivery: Mailing in early January; expected by January 20
Activation: Activate starting January 26 (current card works until then)
Most recurring payments will update automatically; some merchants may require re-entry. Didn’t receive your card by January 20?
Contact cardservices@nationalpolicefcu.com