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If you think that you can realistically hit these targets, it may seem like the remaining 62% of your net income is yours to do what you want with, but don’t forget about the other expenses not already included in your loan payment calculation.  Insurance costs, utility bills, and groceries add up and are probably more costly than you think especially if you have never itemized them before. 

In previous articles, we have outlined the steps that you can take to improve both your understanding and the quality of your financial situation.  No step, however, is more important than the one that involves your willingness to communicate with your spouse, trusted friend/mentor, and/or financial advisor.

First, if you are going to accept the responsibility of helping someone pay their bills when they are unable to do it themselves, make sure you do right.  The last thing you would want is to have the right intention, but end up making a difficult situation worse.

It is never too early to begin to teach children about the value of money.

Deferred Compensation is only one piece of your retirement puzzle.

First, if you are going to accept the responsibility of helping someone pay their bills when they are unable to do it themselves, make sure you do right.  The last thing you would want is to have the right intention, but end up making a difficult situation worse.

Vice President Jorge Mendoza and Division President Jim Bedinger were honored to be attending the FOP’s annual Leadership

National Police Federal Credit Union was honored to be attending the IACP (International Association of Chiefs of Police)

Vice President Kacey Smith and Division President Jim Bedinger were honored to attend the National Organization of Black Law

You can begin to improve your financial standing today. If you have finished reading this article, you are well on your way.