Common Fees

National Police Federal Credit Union Current Fees

Auto Loan Title Processing Fee $50.00

Under minimum share fee $1.00 per month

Transfer from savings to share draft/checking to cover an overdraft (each occurrence) $10.00 per transfer

Stop payment (all items) $37.00 per item

Photocopy of draft $3.00 per item

Teller Check $2.00

Collection Item Processing $30.00 Per Item

Temporary Checks $2.00 Per page

Non-sufficient funds item $37.00 per item

Certified Check $5.00 per check

Temporary Check $5.00 per page

Deposited checks and other items returned unpaid $37.00 per item

Incoming wire transfer $10.00

Outgoing wire transfer $25.00

Account research $25.00 per hour

Copy of statement $5.00 per statement

Under minimum average daily balance money market fee $15.00

Late loan payment $37.00

Late Visa Credit Card payment $35.00

Negative checking balance fee (after five consecutive business days) $10.00

Escheatment Fee up to $50.00

Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence) $75.00

Duplicate Lien Release Letter $35.00

Non-Member check cashing fee $5.00 per check

Collateral Protection Insurance (forced placement on collateralized loans) $50.00

Bank check fee $2.00 per check

Temporary checks $2.00 per page

Non-Member check cashing fee $5.00 per check

Check by phone/SmartPay $5.00 per item

Late mortgage payment 5.0000% of payment

Late home equity loan payment $25.00

Subordination request fee $100.00

Mortgage deed release fee $103.00

Payoff letter for real estate loans $10.00

Verification of deposit $10.00

*Fees are subject to change

Square/Debit Card loan payment processing fees:

Common Fees as of May 15, 2025

Auto Loan Title Processing Fee $100.00

Under minimum share fee $1.00 per month

Transfer from savings to share draft/checking to cover an overdraft (each occurrence) $10.00 per transfer

Stop payment (all items) $37.00 per item

Photocopy of draft $5.00 per item

Non-sufficient funds item $37.00 per item

Certified Check $5.00 per check

Temporary Check $5.00 per page

Deposited checks and other items returned unpaid $37.00 per item

Incoming wire transfer $10.00

Outgoing wire transfer $25.00

Account research $25.00 per hour

Copy of statement $5.00 per statement

Under minimum average daily balance money market fee $15.00

Late loan payment $37.00

Late Visa Credit Card payment $35.00

Negative checking balance fee (after five consecutive business days) $10.00

Escheatment Fee up to $50.00

Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence) $75.00

Duplicate Lien Release Letter $35.00

Non-Member check cashing fee $5.00 per check

Collateral Protection Insurance (forced placement on collateralized loans) $50.00

Bank check fee $2.00 per check

Temporary checks $2.00 per page

Non-Member check cashing fee $15.00 per check

Check by phone/SmartPay $10.00 per item

Late mortgage payment 5.0000% of payment

Late home equity loan payment $25.00

Subordination request fee $100.00

Mortgage deed release fee $112.00

Payoff letter for real estate loans $10.00

Verification of deposit $10.00

*Fees are subject to change

Square/Debit Card loan payment processing fees:

Home Banking - Bill Payer Fees

*Fees are subject to change

**Fee does not apply to members who are age 55 and over and those members who opt in to E-statements.

Card Fees

Replacement Debit Card , 2 free annually then $5.00 per card

VISA Credit Card Replacement 2 free annually then $5.00 per card

Foreign Transaction fee – Debit Card 1.0000% per transaction

Foreign Transaction fee – Credit Card 1.0000% per transaction

*Fees are subject to change

Great Offers from National
Police Federal Credit Union®

Online Banking

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The Midway Branch ATM will be closed from August 8th through August 18th. To learn more, please visit our ITM landing page under the About menu on our website.

Scheduled Maintenance – Sunday, August 17

Online Banking will be intermittently unavailable from 12:00 AM–5:00 AM, and E-statements from 1:00 AM–6:00 AM.

Thank you for your patience during this maintenance window.