savings credit union

Savings

Whether you’re saving for a rainy day or building a solid nest egg for retirement, we offer tailored savings solutions designed to meet the unique needs of First Responders. Start securing your bright financial future today! 




















Share Savings
Membership begins with a Share Savings Account. When you open your Share Account*, you become a member of National Police Federal Credit Union, and you are able to take advantage of all our amazing products and benefits.
 
  • Minimum balance of only $10
  • Dividends paid quarterly
  • Quarterly statements
  • Free Visa® Debit Card

*Minimum initial share deposit of $10.

**Dividends posted on March 31st, June 30th, September 30th and December 31st. 


Money Market
A Money Market Account can help your savings grow faster. Our Money Market Account allows you to earn competitive rates of return while providing you with immediate access to your money.
 
  • Dividends paid quarterly and reflected on your statement
  • Minimum initial deposit $500
  • Federally Insured to limits specified by the NCUA
  • A $15 monthly fee applies if the average daily balance falls below $500


Christmas Savers
Our Christmas Savers Account is designed to make saving for the holidays easy and painless. You may close the account at any time but if you do so before the dividends are paid, you will not receive the accrued interest for the quarter. 


Share Certificate
A Share Certificate is a safe and secure instrument for members interested in earning higher dividends on their savings. The rates are higher than on a regular Savings Account and, historically, have been higher than those offered by area banks.
 
  • Minimum deposit of $500
  • 3, 6,12, 24 and 36 month terms
  • Dividends paid quarterly* and at the term’s end
  • Early withdrawal penalties apply
*Dividends posted on March 31st, June 30th, September 30th and December 31st. 


Individual Retirement Account (IRA)
Consider opening an Individual Retirement Account (IRA) as an important step in building a secure financial future. 
  • Roth, Traditional, and Educational IRAs available
  • IRA Share Certificate investment vehicles available through National Police
  • Minimum initial deposit is $25 for a Share IRA, $1,000 for a Traditional and Roth IRA Share Certificate, and $500 for an Education IRA Share Certificate
  • Competitive rates and terms
  • Capitalize on the applicable tax benefits, consult your tax advisor 
  • Insured through NCUA approved limits