Visa® Credit Card Benefits
No annual fee
25 Day interest-free grace period for purchases
Same low APR* for purchases, cash advances, and balance transfers
$0 fee on non-promotional balance transfers
(Applies to Copper Cash Back and Silver Low Rate cardholders)
Digital Wallet Compatible
Manage your account online or in the mobile app
Pause your card with Card Control
Secure account access and alerts through our Credit Card Portal
Roadside Assistance
Visa® Copper Cash Back Card
The Card for Cops®
Earn cash back on every purchase
- 14.40% - 16.40% APR* for purchases and cash advances
- Maximum Credit Limit ($25,000)
- Unlimited 3% cash back on all purchases
- Qualifies toward End of Watch Loan Protection
Visa® Silver Low Rate Card
Perfect for larger purchases
- 10.40% - 15.40% APR* for purchases and cash advances
- Maximum Credit Limit ($25,000)
- Perfect for members who carry a balance or for larger purchases
- Lower interest rates may apply during promotional campaigns
- Qualifies toward End of Watch Loan Protection
Visa® Student Credit Card
Help students establish and manage credit
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16.40% APR* for purchases and cash advances
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Maximum Credit Limit ($750)**
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Our Visa Student Credit Card helps students establish and manage credit responsibly
- Qualifies toward End of Watch Loan Protection
*APR = Annual Percentage Rate. APR varies with the market based on prime rate; some restrictions apply.
**Initial maximum limit of $500. The limit may be increased by $50 every 3 months with on time payment history and if the member stays within the credit limit during that period with a maximum limit of $750.
**Initial maximum limit of $500. The limit may be increased by $50 every 3 months with on time payment history and if the member stays within the credit limit during that period with a maximum limit of $750.
Visa® Secured Credit Card
Perfect for strengthening your credit
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16.40% APR* for purchases and cash advances
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Our Visa Secured Credit Card** helps members re-establish their credit
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Maximum Credit Limit ($2,500)
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Minimum Deposit: $300
*APR = Annual Percentage Rate. APR varies with the market based on prime rate; some restrictions apply.
**A permanent hold for the entire credit limit will be placed on your National Police share account while the Secured Visa® account is open. If the deposit securing the Secured Visa® account are received in any form other than cash or certified check, the funds must be on deposit with National Police Federal Credit Union for a minimum of 10 business days prior to the card being issued.
**A permanent hold for the entire credit limit will be placed on your National Police share account while the Secured Visa® account is open. If the deposit securing the Secured Visa® account are received in any form other than cash or certified check, the funds must be on deposit with National Police Federal Credit Union for a minimum of 10 business days prior to the card being issued.
Account Monitoring and Purchase Alerts
Our Visa® credit cardholders can access their account balances and monitor all transactions 24/7 through Online Banking, plus get real-time alerts to fraudulent activity.
