Eligibility Criteria
- Must be at least 55 years old
- Must have been an established member for 10 years
- Must have full or partial direct deposit or an external funds transfer set up (either incoming or outgoing)
- Must maintain a minimum balance of $50,000 across all accounts and must be the primary account holder on those accounts
Frequently Asked Questions
Is the $50,000 balance requirement based on a single account or multiple accounts?
The balance requirement applies to the total funds across all accounts the member holds as the primary account holder. Joint accounts do not count unless the member is the primary holder.
Is the $50,000 balance requirement a one-time qualification, or is it reviewed periodically?
Members must maintain a balance of $50,000 on an ongoing basis. Accounts will be reviewed annually to ensure continued eligibility.
What happens if a member’s balance falls below $50,000 after joining?
If a member’s balance falls below $50,000 during the annual review, they may lose their Gold Shield status and associated benefits.
How do members enroll in the Gold Shield Program?
Eligible members must contact Marissa to verify their qualification. All inquiries and enrollment requests should be directed to goldshield@nationalpolicefcu.com.
