fees calculator

Fees

*Current as of June 1, 2026


Auto Loan Title Processing fee  $100.00
Under minimum share fee $1.00 per month
Transfer from savings to share draft/checking to cover an overdraft (each occurrence) $10.00 per transfer
Stop payment (all items) $37.00 per item
Photocopy of draft $5.00 per item
Non-sufficient funds item $37.00 per item
Certified Check $5.00 per check
Temporary Check $5.00 per page
Deposited checks and other items returned unpaid $37.00 per item
Incoming wire transfer $10.00
Outgoing wire transfer $25.00
Account research $25.00 per hour
Copy of statement $5.00 per statement
Under minimum average daily balance money market fee $15.00
Late loan payment $37.00
Late Visa Credit Card payment $35.00
Negative checking balance fee (after five consecutive business days) $10.00
Escheatment fee up to $50.00
Legal fees, Garnishments, Attachments, Tax Levies and/or Charge Off (per occurrence) $75.00
Duplicate Lien Release Letter $35.00
Non-Member check cashing fee $5.00 per check
Collateral Protection Insurance (forced placement on collateralized loans) $50.00
Bank check fee $2.00 per check
Temporary checks $2.00 per page
Non-Member check cashing fee $15.00 per check
Check by phone/SmartPay $10.00 per item
Late mortgage payment  5.0000% of payment
Late home equity loan payment $25.00
Subordination request fee  $100.00
Mortgage deed release fee $112.00
Payoff letter for real estate loans $10.00
Verification of deposit $10.00
 
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*Fees are subject to change










home banking
Home Banking 

Bill Payer Fees

Bill Payer fee (if applicable) $9.95 per month
Bill Payer check copy
$20.00 per item
Premium Checking fee $4.00 per month
Standard Checking paper statement fee $2.00 per month**

*Fees are subject to change
**Fee does not apply to members who are age 55 and over and those members who opt in to E-statements.

credit card

Card Fees

Replacement debit card 2 free annually then $5.00 per card
Visa® credit card replacement
2 free annually then $5.00 per card
Foreign Transaction fee - debit card 1.0000% per transaction
Foreign Transaction fee - credit card 1.0000% per transaction

*Fees are subject to change