Checking Account Features
No matter which account you choose, every Checking Account with National Police includes these features:
Premium Checking
Open a Premium Checking Account, complete with Identity Theft Protection*, and arm yourself against America’s fastest growing and most lucrative crime.
- Fully managed Identity Theft Recovery (and up to 3 generations of family members)
- Credit freeze assistance
- Identity Theft Expense Reimbursement Insurance - up to $25,000
- Daily web monitoring
- Credit monitoring with daily alerts
- Monthly credit score, graphically tracked
- Solicitation reduction
*Must register with NXG strategies to activate benefits.
Standard Checking
Enjoy the benefits of a free* Standard Checking Account from National Police Federal Credit Union.
- No monthly service charge if you enroll in E-Statements*
- No minimum balance requirements
- Overdraft Protection (contact the Credit Union for this form)
- Online Bill Pay available
- Mobile Deposit**
**Restrictions apply if NSF limits are met.
High School Checking
Help your high schooler learn about money management with National Police Federal Credit Union’s High School Checking Account.
- Free Visa® debit card
- No minimum balance requirements
- No monthly service charge if you enroll in E-Statements*
- Online Banking available
To qualify, a parent or guardian must be a joint owner on the account and proof of high school enrollment is required.
*Must opt out of paper statements, otherwise, $5.00 monthly fee applies. Members age 55 or older, business, organization, estate, and trust accounts are exempt from the $5.00 fee.
Checking FAQs
Do I have to be a member of National Police Federal Credit Union to open an account?
Yes, you can check if you are eligible for membership by using our membership eligibility tool.
How do I obtain my account/member number?
You can view your account/member number by logging into your Mobile/Online banking and going to ‘My Settings’. It will be listed at the top of the page underneath your name. If you do not have access to Mobile/Online banking, you will need to reach out to us via Live Chat between 8am – 5pm CDT.
How can I have my direct deposit sent to the Credit Union?
Setting up direct deposit is typically done through your employer. You’ll need to provide the credit union routing number, your account number, and your account type (i.e. savings or checking). If you’re depositing your salary to multiple accounts you’ll be able to specify the allocation amount or %. The Credit Union can provide an Account Verification Letter if your employer requires it.
