Premium Checking

Featuring  built-in identity theft protection designed to monitor, detect and restore. 

Why Choose Premium Checking?

Identity theft can happen to anyone, and it can be time-consuming and stressful to resolve. Premium Checking from National Police Federal Credit Union combines a full-service checking account with powerful identity theft protection* so you can focus on what matters most.
 
*Monthly service fee: $4.00
Identity theft protection benefits are available to the primary account holder and up to three generations of immediate family members (see program guide for full details).
 

identity theft shield
account security

Premium Checking provides:

Fully Managed Identity Theft Recovery (up to 3 generations of family members)
 
ITR services, offered through NXG Strategies, also extend to eligible immediate family members—providing protection for you, your children, your parents, and even your grandchildren—at no additional cost.
Credit Freeze Assistance 
 
Identity Theft Expense Reimbursement Insurance - up to $25,000
Daily Web and Credit Monitoring with Daily Alerts
 
Stay informed 24/7 with ongoing monitoring of your credit file and immediate alerts any time key changes occur.
 Annual Credit Report Access
Monthly Credit Score, Graphically Tracked
Solicitation Reduction




 


banking desktop mobile

Additional Premium Checking Features

Along with robust Identity Theft Protection benefits through NXG Strategies, Premium Checking also includes:
  • Online Banking
  • Electronic or paper statements
  • Fee waived on certified checks, verification of deposit, and replacement cards*
  • Annual credit report access (included as part of your identity protection benefits)
  • Overdraft Protection (contact the Credit Union for the required form)
  • Mobile Deposit**
  • Access through Online Banking, our Mobile App, and ITMs/Live Teller machines
*Additional restrictions may apply.
**Restrictions apply if NSF limits are met.







 













*A monthly service fee of $4.00 applies to Premium Checking accounts.
**Restrictions apply. See our Fees page and account disclosures for complete details.